At AHN, we want every patient to feel supported not only in their care, but also in how they access it. We provide multiple avenues to payment, either through national health insurance schemes, private insurance providers, and direct ‘out of pocket’ payment options. Below you’ll find an overview of payment options in each country where we operate, along with how to get started.
Payment options: State Health Insurance Fund (SHIF), Private Insurance, Out of Pocket (cash/mobile money).
How to sign up: Speak to our clinic team about registering with SHIF, or bring your existing private insurance details to your first appointment. Cash and mobile money payments are accepted at every AHN clinic in Kenya.
Find a ClinicPayment options: National Health Insurance Fund (NHIF), Private Insurance, Out of Pocket.
How to sign up: Our clinic team can confirm your NHIF eligibility and help you register if needed, or process private insurance and out-of-pocket payments directly.
Find a ClinicPayment options: National Health Insurance Management Authority (NHIMA), Private Insurance, Out of Pocket.
How to sign up: Bring your NHIMA card or private insurance details to your first appointment; our team can help confirm coverage before treatment begins.
Find a ClinicPayment options: RAMA (Rwandaise d’Assurance Maladie, for government employees), Mutuelle de Santé / CBHI, MMI (Military Medical Insurance), Genocide Survivors Insurance, Private Insurance, Out of Pocket.
Please note: Mutuelle de Santé / CBHI is currently accepted only for AKI (Acute Kidney Injury) patients, not for general CKD or dialysis care.
How to sign up: Our clinic team can help confirm which coverage applies to you and guide you through registration where needed.
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